What is klarna?

Klarna is a payment provider to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments. Their innovative ‘pay later’ scheme has transformed shopping experiences across the globe and provided breathing space when it comes to payment for those extra-special items.

Why Klarna?

  • Klarna are globally known and trusted payment provider
  • There’s no interest, no fees and no credit agreement!
  • No account sign-up required
  • It’s a VERY easy way to pay, especially if you download the Klarna app
  • Receive your goods first, pay later
  • You can choose the option that suits you: either pay 30 days after delivery or in 3 interest free instalments

Am I Eligible for Klarna?

To use Klarna you must:

  • Be at least 18 years of age or over
  • Hold a UK bank account
  • Have a UK residential address

Pay later options are subject to your financial circumstances. When choosing to pay later with Klarna, their assessment will not affect your credit rating.

*Please note, your credit score will be affected if you don't pay Klarna for your order.


Klarna Pay in 30 days

Available on orders between £50 - £350, get your order now and pay up to 30 days after delivery.

Select ‘Pay later with Klarna’ in the bag.

Confirm your details in the checkout and
place your order.

Klarna will send you payment instructions
via email, you’ll have up to 30
days to pay for the items you want to keep.

Klarna Pay in 3

Available on orders between £99 - £500, split your payment into 3 equal interest free instalments.

Select ‘Pay later with Klarna’ in the bag.

Confirm your details in the checkout and
select ‘Pay Later in 3 interest-free instalments’
within the ‘Pay with Klarna’ section.

Your order will be split into 3 equal payments.
You’ll pay the first part when you
place your order, then the two
remaining payments will be taken at 30 and 60 days.

Klarna FAQs

To find out more about Klarna, take a look at our frequently asked questions below:

Klarna is unique and offers pay later services based on several factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Pay Later by ensuring you provide your full name and accurate address details for shipping to your registered billing address.

All orders are assessed individually; just because you’ve been accepted for a Klarna payment method before, doesn’t mean it will be offered for every order and vice versa, if your application is denied, it doesn’t mean it will be denied for all future orders.

  • Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, not to other lenders. Neither Klarna nor Beaverbrooks run credit searches against you that could impact your credit rating.


Pay Later in 3 will allow you to spread the cost of your purchase over three equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by Beaverbrooks and instalments two and three are scheduled 30 and 60 days later, respectively.